Penny: Money Manager

A modern personal finance manager designed to help you track spending, build savings, and grow your wealth—all while keeping your financial data private.

Why Choose Penny: Money Manager?

Unlike many finance apps, Penny: Money Manager is built with a privacy-first, local-first approach. Your financial information stays on your device, giving you full control over your data.

🔒 Your Data, Your Control

We believe your financial information is deeply personal. That's why Penny: Money Manager keeps everything on your device by default. No mandatory accounts, no data selling, no surprises.

Powerful Features Built for You

💰 Track Every Transaction

  • Record expenses, income, and transfers in seconds
  • Built-in calculator for quick entries
  • Attach receipt photos to transactions
  • Organize with categories and subcategories
  • Reusable transaction templates

📊 Understand Your Finances

  • Track your total net worth
  • Monitor account balances in one place
  • View monthly and yearly progress
  • Advanced performance metrics
  • Organize accounts into custom groups

🎯 Budget Better, Save More

  • Create monthly or yearly budgets
  • Visual progress indicators
  • Set savings goals for milestones
  • Track progress toward targets
  • See how much you need to save monthly

📁 Organize Your Way

  • Custom accounts and groups
  • Flexible categories and subcategories
  • Personalized navigation
  • Light and dark mode support
  • Beautiful themes to match your style

📦 Import & Backup

  • Import data from supported finance apps
  • Create secure backups
  • Restore whenever needed
  • Optional iCloud backup support
  • Full data portability

🔐 Security & Privacy

  • Works completely offline
  • No mandatory account creation
  • Face ID and Touch ID protection
  • Encrypted local backups
  • Your data stays on your device

Privacy First Philosophy

Your money is personal. Your financial data should be too. Penny: Money Manager is designed from the ground up with privacy and security as core principles.

What This Means for You

  • Local-First Storage: Your financial data lives on your device first. Sync to iCloud is optional and encrypted end-to-end.
  • No Account Required: Use Penny: Money Manager without creating an account. Your data is yours from day one.
  • No Tracking: We don't track your financial behavior, and we never sell or share your data.
  • Biometric Security: Protect your financial information with Face ID or Touch ID.
  • Full Control: Export your data anytime. Your data belongs to you, not to us.
  • Transparent Operations: We're committed to being honest about how Penny: Money Manager works and what we do with your information.

Use Cases

Whether you're tracking daily expenses, managing multiple accounts, planning future goals, or monitoring long-term wealth, Penny: Money Manager gives you the tools to stay in control of your financial life.

Frequently Asked Questions

❓ Is Penny: Money Manager free?

Penny: Money Manager offers a free version with all core features for personal finance management. Premium features and advanced analytics are available through an optional subscription.

❓ How is my data protected?

Your financial data is stored locally on your device and is encrypted when backed up to iCloud. We use industry-standard encryption protocols to ensure your data remains secure.

❓ Do I need to create an account?

No! Penny: Money Manager works without an account. You can start using it immediately and optionally sync your data to iCloud for backup and cross-device access.

❓ Can I export my data?

Absolutely! You can export your transactions and reports in CSV or PDF format at any time. Your data is yours to keep and use however you want.

❓ Does Penny: Money Manager work offline?

Yes! Penny: Money Manager works completely offline. You can view, edit, and create transactions without an internet connection. Changes sync automatically when you're back online.

❓ What iOS versions are supported?

Penny: Money Manager requires iOS 14.0 or later. We recommend keeping your iOS up to date for the best experience and security patches.

❓ Can I sync across devices?

Yes! With iCloud sync enabled, your data automatically syncs across all your Apple devices. Sync is optional and encrypted end-to-end.

❓ How do I delete my account?

You can delete your account and all associated data from the Settings section. All your data will be permanently removed from Penny: Money Manager servers.

Contact & Support

Have questions or need help? We're here to support you.

📧 Email Support

For questions and support

jodsin@gmail.com

🐛 Report a Bug

Found an issue? Let us know

jodsin@gmail.com

💡 Feature Request

Have an idea? We'd love to hear it

jodsin@gmail.com

Download Penny: Money Manager Today

Start managing your finances with privacy and control.

Download on App Store